Pilot combines AI-automated transaction categorization with an optional human CPA review layer. The $99/mo tier is AI-only bookkeeping; human-reviewed plans start around $499/mo.
Solo founders who have outgrown spreadsheet bookkeeping but are not ready to pay for a full-service accounting firm.
From $99/mo
Some setup — a few hours to configure
June 16, 2026
Pilot is the most credible brand in this category, but most of its plans target funded startups rather than solopreneurs - the $99/mo AI-only tier is the one actually worth considering at this stage. Worth noting that Bench, a once-popular competitor in this exact space, shut down entirely in 2024, a reminder to favor tools with staying power for anything bookkeeping-related.
What we like
- Most established and credible brand in the category
- AI-only tier makes it accessible to solo founders
- Option to add human CPA review as you grow
Watch out for
- Most plans and marketing target funded startups, not solopreneurs
- Meaningfully more expensive than Wave or FreshBooks
- Overkill if your bookkeeping needs are simple
Other AI for Finance & Invoicing to consider
Wave Accounting
Free, unlimited invoicing for freelancers.
FreshBooks
The best invoicing experience for hourly freelancers.
QuickBooks Solopreneur
Built for US freelancers who want tax help.